Loan secured by deposit
You can bring your plans to life by getting a loan on favorable terms backed by your bank deposit.
Reasons to choose a consumer loan secured by deposit:
Depozit faizi + 3%
İllik faiz dərəcəsi
200 000 ₼
Maksimal məbləğ
Until the end of the deposit agreement
Maximum term
Terms (AZN)
|
Cash loan or credit card without grace period |
Credit card with a grace period |
|
|---|---|---|
|
Interest rate |
Deposit rate + 3% | 20% |
|
LTV ratio (Loan-to-Value ratio) |
100% | 50% |
|
Amount |
300 - 200 000 ₼ | 300 - 10 000 ₼ |
| Comission | min. 0.5% / 1.5% | min. 1.5% |
Terms (USD/EUR)
|
Cash loan or credit card without grace period |
Credit card with a grace period |
|
|---|---|---|
|
Interest rate |
Deposit rate + 3 | 10% |
|
LTV ratio (Loan-to-Value ratio) |
90% | 50% |
|
Amount |
Equivalent of 300 - 200,000 AZN | 300 - 10 000 |
| Comission | min. 0.5% / 1.5% | min. 1.5% |
Annual interest rate if the loan is issued to a non-account holder: Deposit rate + 5%
**For credit cards with a grace period, no interest is charged on the amount spent until the 10th of the following month.