Credits

Need a loan? Keep it simple! Apply online now for the best terms.

Cash loan

Don’t delay your plans! Apply for a loan online right now for home renovation, education, travel, or personal needs, and make your dreams come true.

  • From 9.9%

    Minimum interest rate

  • 2-month grace period

    Start repaying the principal amount after 2 months

  • 11.9% - 36.6%

    Min. and max. APRC

  • up to 70 000 ₼

    Maximum amount

Lombard loan

If you have gold at hand, no additional documents or official income are required. Just bring it in and get the amount you need instantly.

  • 18% - 39.80%

    Min. and max. APRC

  • 6-month grace period

    Start repaying the principal amount after 6 months.

  • From 1%

    Monthly interest rate

  • 100 000 ₼

    Maximum amount

Mortgage loan

Take one step closer to your dream home. With a simplified process and favorable interest rate, owning your own apartment is now easier than ever.

  • 8%

    Interest rate

  • 150 000 ₼

    Maximum amount

Discounted mortgage loan with MİDA

If you want to own a home on more favorable terms through a concessional mortgage loan provided by the Mortgage and Credit Guarantee Fund of the Republic of Azerbaijan (MCGF), this opportunity is for YOU..

  • 4%

    Annual interest rate

  • up to 100 000 ₼

    Maximum amount

  • 30 years

    Maximal duration

Loan secured by deposit

While your deposit earns value at the bank, you can also benefit from a convenient loan opportunity. The amount you’ve invested opens the door to an affordable credit option.

  • Deposit interest + 3%

    Annual interest rate

  • Until the end of the deposit agreement

    Maximum term

  • 200 000 ₼

    Maximum amount