Consumer loan

Talking about a loan? Don’t make it complicated! Contact us to get a loan on favorable terms.

Reasons to choose a cash consumer loan

From 9.9%

Minimum interest rate

up to 70 000 ₼

Maximum amount

11.9% - 36.6%

Min. and max. APRC

2-month grace period

Start repaying the principal amount after 2 months

APPLY FOR A LOAN ONLINE

Fill out the form to apply for an online loan

Name, Surname

Prefix

Сontact number

Place of work

Official salary (AZN)

Loan amount (AZN)

Branch

Terms

Pledge	Annual interest rate	Amount	Duration	Comission
Not secured	from 9.9%	300 - 40 000 AZN	Up to 59 months	0% - 3%
Secured by real estate	from 9.9%	10 000 - 70 000 AZN	Up to 59 months	1%

→ Customers can take advantage of the option to start repaying the principal amount after 2 months.

→ Customers who obtain a loan of more than 20,000 AZN can be given an Expresso Platinum credit card with the same loan amount.

To protect the borrower's life and health against potential risks, Expressbank offers voluntary insurance options. To mitigate financial risks that may arise in the event of death or loss of working capacity, simply choose one of our partner insurance companies. The insurance agreement can be concluded at any of our branches during the loan issuance process.

FIFD: min.11.9%, max. 36.6% · Commission: 0% - 3%.
License No. 119 issued by the Central Bank of the Republic of Azerbaijan dated 30.12.1992.

Requirements

Identification document

Official income document

on demand

Minimum - 20, maximum - 70 years (loan expiry date must be before 70 years of age)

Applicant"s age

6 months employment duration

For clients working in the public sector: minimum 20, maximum 65 years (as of the date of loan agreement). For clients working in the private sector: minimum 23, maximum 65 years (as of the da