Expressbank has announced its financial results for 2025.
It should be noted that the Bank’s assets increased compared to the end of the previous year.
Significant changes were also observed in the Bank’s loan portfolio. During the reporting period, business loans grew by more than 20%, while the Bank’s total loan portfolio increased by nearly 10%. As a result, the Bank’s interest income rose by almost 21%.
Additionally, the volume of deposits placed by individuals with Expressbank increased by nearly 29% over the reporting period, which in turn contributed to an approximately 19% growth in the Bank’s deposit portfolio.
Overall, the Bank’s net interest income increased by more than 10% compared to the previous reporting period. The Bank’s operating profit exceeded AZN 19 million. In the current year, the Bank allocated over AZN 9 million for targeted loan loss provisions, aimed at strengthening the Bank’s long-term financial stability.
It is also worth noting that in 2025, the international rating agency Fitch reassessed Expressbank OJSC and reaffirmed the Bank’s long-term rating at “B+” with a Stable outlook.
