The results achieved during this period reflect the Bank’s financial stability, increasing customer trust, and growing activity in the market.
Compared to the same period of the previous year, the Bank’s interest income from loans increased by 28%, reaching nearly AZN 38 million. This growth is mainly driven by strong demand for loan products and the expanding customer base. Notably, the increase in business loans and real estate loans has further strengthened this trend. Overall, the Bank’s total interest income exceeded AZN 39 million — an increase of more than 23% year-on-year.
Compared to the end of the previous year, the deposit portfolio of individuals also saw growth, exceeding AZN 237 million — an increase of nearly AZN 35 million or more than 17%. This is a clear indicator of Expressbank’s success in gaining and maintaining customer trust.
For the first six months of 2025, the Bank’s operating profit amounted to AZN 10.585 million, and net profit — after provisions and tax expenses — totaled AZN 4.298 million.
With these results, Expressbank continues to be one of the financially stable institutions in the banking sector, demonstrating positive dynamics.
For your information, in October 2024, international rating agency Fitch Ratings upgraded Expressbank’s Long-Term Issuer Default Rating from “B” to “B+” with a Stable outlook.
The Bank’s audit is conducted by KPMG, one of the Big Four audit firms.
License No. 119, dated 30.12.1992, CBA. 134C Y.V. Chamanzaminli Street, Baku, Azerbaijan.
Expressbank - İşiniz rahat getsin!
