Exclusively for seafarers!

Get a cash loan with up to a 3% interest rate discount from June 20 to June 30!

• Term: 3–59 months
• Minimum net income: 351 AZN
• Annual Interest Rate (APR): min. 9.9% – max. 28.9%
• Maximum amount: up to 70,000 AZN
• EIR (Effective Interest Rate): min. 11.9% – max. 36.6%
• Borrower's age: 20–70 (at the time of loan maturity)
• Principal grace period: Payment starts after 2 months
• Commission: 0% – 3%

Collateral may be required depending on the loan amount.

The discount applies only to customers whose monthly debt-to-income (DTI) ratio is below 45%.

To protect the borrower's life and health against risks, Expressbank offers voluntary insurance options. To prevent financial risks arising in cases of death or disability, simply choose one of our partner insurance companies. You can sign the insurance contract at any of our branches during the loan registration process.

License No. 119 issued by the Central Bank of the Republic of Azerbaijan on 30.12.1992.