Lottery
You can get a chance to participate in the lottery by paying 10 AZN and above with Expressbank Visa cards. More pays mean more luck!
ABOUT THE LOTTERY
Expressbank announces "Şans Ekspressi" lottery for Visa card users. The lottery, which will consist of 4 quarters, will cover the dates of April 01, 2024 - March 31, 2025 (both dates included).
3 draws of the third quarter of the lottery (November 15, December 17, January 15) are played from October 1 to December 31, 2024. The customers paying with "Expressbank" Visa cards will get a chance to win valuable prizes in the 3-draw lottery.
Prizes:
1st draw | 2nd draw | 3rd draw |
---|---|---|
iPhone 16 3 pieces |
iPhone 16 3 pieces |
Volkswagen ID4 Pure+ (2024) 1 piece
|
Apple Watch Series 10 GPS 5 pieces |
Apple Watch Series 10 GPS 5 pieces |
|
Apple Airpods 4 10 pieces |
Apple Airpods 4 10 pieces |
Winners of the III quarter of the lottery
Winners of the 1st Draw of the "Şans Ekspressi" lottery
Winners of the 2nd Draw of the "Şans Ekspressi" lottery
Winner of the 3rd Draw of the "Şans Ekspressi" lottery
Winners of the II quarter of the lottery
Winners of the 1st Draw of the "Şans Ekspressi" lottery
Winners of the 2nd Draw of the "Şans Ekspressi" lottery
Winner of the 3rd Draw of the "Şans Ekspressi" lottery
Winners of the I quarter of the lottery
Winner of the 1st Draw of the "Şans Ekspressi" lottery
Winners of the 2nd Draw of the "Şans Ekspressi" lottery
Winners of the 3rd Draw of the "Şans Ekspressi" lottery
Visa cards participating in the lottery:
Expresso Standart |
ORDER NOW
|
Expresso Platinum |
ORDER NOW
|
Visa Infinite |
ORDER NOW
|
Expresso Salary |
ORDER NOW
|
Expresso Gold |
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|
Note: Both debit and credit cards in all currencies are equally participating in the lottery.
- Customers who make pos-terminal payments and shop online for the amount of 10 AZN and above will be eligible to participate in the lottery.
- Payments made with Expresso Standard (Personalized and Non-personalized), Expresso Gold and Salary types of Visa cards give 1 chance, Expresso Platinum types (including Salary cards) create 2 chances, and Infinite types (including Salary cards) offers 3 chances.
- The chances collected in the I and II draws are considered also in the III draw of the lottery. When the customer "reverses" the transaction, i.e. returns it, the chance won for that transaction will not be calculated.
- The amount of payments above 10 AZN is divided by 10 and calculated in a rounded way.
Example: The customer made two payments in the amount of 37 AZN and 18 AZN during the month by the Expressbank Visa card. At the end of the month, the customer will have 4 chances to participate in the lottery. (37 AZN ÷ 10 = 3.7 AZN → 3 chances and 18 AZN ÷ 10 = 1.8 AZN → 1 chance. At the end of the month, a total of 4 chances (3+1 chance).
- Winning the lottery is unlimited. Users can check their chance numbers by downloading the Express24 app.
- Lottery winners will be announced live on social media pages of "Expressbank" at the end of each draw, i.e. on November 15, December 17 2024 and January 15 2025.
Terms of the "Şans Ekspressi" lottery
Transactions not participating in the lottery:
- Card-to-card transfers – 4829, 6536, 6537, 6538, 6532, 6533
- On state payments – 9211, 9222, 9223, 9311, 9399, 9402, 9405, 8398, 8651, 8661
- On transport payments – 4119, 4121, 4131, 4214, 4215, 4225, 4411, 4457, 4468, 4789, 4011, 4111, 4112, 4784
- On utilities – 4900
- Communication/Internet/Cable/satellite charges – 4899, 4814, 4816, 4813, 7399
- On e-wallet (Quasi Cash) – 6540, 6012, 6050, 6051, 6211
- On betting games – 7995, 7801, 7800, 7802, 9406, 9754
- On ATM/POS Cash withdrawal – 6010, 6011
- On ASAN Service – 1100
❓ FAQ
How to participate in the lottery?
For participation in the lottery, a customer is required to carry out the specified transactions of 10 AZN and above with Expressbank Visa cards between April 1, 2024 and March 31, 2025 (both dates are included).
Which cards are eligible for the lottery?
Expresso Standard (Personalized and non-personalized), Expresso Gold, Expresso Platinum, Salary and Visa Infinite types of Expressbank Visa cards participate in the lottery.
What is the chance (right to participate)?
The chance is the right to participate in the lottery won by the customer in exchange for the relevant transactions he made with the above-mentioned cards during the lottery period. These odds add up and increase the cardholder"s probability of winning the lottery draw.
What transactions bring luck?
Expressbank offers a chance for all types of payments made with Visa cards of 10 AZN and above.
Exceptions are payments made at MCCs and Business cards, cards not ordered under the Expresso name (except for Infinite and Salary cards).
How many transactions may I win per day?
One may win unlimited chances for each card in one day.
How many times may 1 customer win?
A customer may win 1 time in each draw and 3 times during the whole lottery period. Therefore, a customer who wins in the 1st or 2nd draw may also win in the 3rd final draw.
How will customers receive information about their odds?
Customers can access information about lucky numbers by logging into the Express24 app.
Who is not eligible for participation in the lottery?
For the lottery period persons being employees of "Expressbank" JSC, persons under the age of 18, persons involved in the organization of the lottery in one way or another, members of the lottery drawing commission, and persons who voluntarily refuse to participate in the lottery shall not be eligible to participate in the lottery.
If I win the lottery, may someone else take the prize?
The winner of the lottery may receive the prize from a third party to whom the winner of the lottery has given a notarized power of attorney regarding the acquisition of the lottery prize fund may take the prize.
Are card transactions made abroad eligible for winning in the lottery?
Yes, the transactions made in accordance with the conditions abroad grant chance in the lottery.
Is it possible to waive participation in the lottery?
Yes. The person eligible for participation in the lottery may waive the right to participate in the lottery by sending an SMS to 8132 with the text "STOP" or by choosing "deactivate" in the Express24 application. If the participant does not send the mentioned SMS or does not select the "deactivate" option in the application, he has been considered to have agreed to participation in the lottery.